Financing Options
Every property and situation is different. Here are the creative strategies we use to find the best solution for you.
Subject-To
We acquire your property "subject to" your existing mortgage. The deed transfers to us, but your loan stays in place — and we make every payment on time. You walk away clean, often with cash in hand, while your low interest rate continues working.
Best For
Homeowners with a low interest rate who need to sell but can't through traditional channels.
Seller Finance
You become the bank. Instead of receiving one lump sum, you receive monthly payments — often at a higher total price than a cash offer. This can also provide significant tax advantages by spreading your capital gains over time.
Best For
Owners who have a property free and clear and want monthly passive income with tax benefits.
Wraps
A wraparound mortgage layers new financing on top of an existing loan. We make payments to you, and you continue paying your existing mortgage. The spread between the two creates monthly income for you.
Best For
Sellers who still have a mortgage but want ongoing income from the sale.
Novations
We partner with you to sell your property at full retail value on the open market. Instead of buying at a discount, we invest in marketing and handle the entire sales process — and split the upside with you.
Best For
Owners whose properties are in good condition but who don't want to deal with listing, showings, or agent commissions.
Wholesale
We connect your property directly with our network of qualified cash buyers and investors. This means a fast, certain closing with minimal hassle. No repairs needed, no inspections to worry about.
Best For
Properties needing significant work, or sellers who need to close as fast as possible.
Lease Options
A rent-to-own structure where we lease your property with the option to purchase at a predetermined price. You receive monthly rent above market rate, plus a non-refundable option fee upfront.
Best For
Owners who have time and want maximum total proceeds over a 1-3 year period.
Cash Offers
The simplest option. We make a competitive cash offer, close on your timeline (as fast as 7 days), and you walk away with a check. No repairs, no commissions, no contingencies.
Best For
Sellers who need certainty and speed above all else.
Short Sales
If you owe more than your property is worth, we work directly with your lender to negotiate a sale price below the mortgage balance. This can help you avoid foreclosure and minimize credit damage.
Best For
Homeowners who are underwater on their mortgage and facing financial hardship.
Ready to Explore Your Options?
We'll make you a fair, no-obligation offer within 48 hours. Tell us about your property and let's find the best solution together.